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What is Title Insurance?
A title insurance policy protects real estate owners against loss or damage they might experience because of liens, encumbrances, or defects in the title to said property.

Who needs Title Insurance?
Homebuyers and lenders need title insurance to make sure the property they are involved with is insured against various possible title defects.

What does Title Insurance cover?
The policy specified items the title insurance protect against, such as another person claiming an ownership interest, improperly recorded documents, fraud, forgery, liens encroachments, easements and other items.

How is a Title Policy created?
As soon title is ordered from a title company, the title company starts a search of public records, which may include the County Records, Federal and State agencies, and County and City offices. A preliminary report is issued for review and approval to parties involves in the transaction.

Other related topics:
Reasons Why You Need Title Insurance