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Before you start looking for a mobile home, you shall contact first a
mobile home lender to be pre-qualified
or approved for a loan.
Where do I look for a
mobile home loan?
There are many sources, you may contact local Banks, Saving & Loans,
Credit Unions or lenders in the Internet. When you had found a lender, ask
for appointments to find out more about mobile home loans programs. For the most part lenders are competitive,
but shop around to compare
rates, loan products, lenders' fees, etc.
Documents & information lenders
may need for a loan application:
DOCUMENTS |
INFORMATION |
| 1. Most recent 2 years W-2 forms, (or 1099's if
S/E*) |
1. I.D. and Social Security #. |
| 2. Most recent 2 years filed Federal Tax Return, 1040's. |
2. Two-years of residence history. |
| 3. Most recent paycheck
stubs-Less than 30-days old. |
3. Two-years
employment history. |
| 4. Most recent 3-months bank statements. |
4. If renting, landlord
information. |
| 5. Year-to-date profit & loss statement & balance
sheet.* |
5. Real Estate owned information. |
| 6. Bankruptcy papers, discharge & all schedules (if
appl.) |
6. List of outstanding debts. |
| * Applicable, if self employed or commissions |
If you need
to be pre-approve for a mobile home loan, you may contact:
-
Bob Berthiaue, Dove
Financial, Tel. 714-508-0780,
dovefin@gmail.com
-
Jason Gray, Home Street Bank, Tel.
425-260-3482,
Jason.gray@hotstreet.com
-
Steve Hill, First
Mortgage, Tel. 949-331-4228,
shill@firstmorgage.com
-
Douglas Bohrer, US Financial, Tel. 800-655-9044,
doug@usfinancialnet.com
-
Tim Fort, Innovative
Capital Corp, 760-696-2080,
tfort@inncap.com
Once you have been
pre-approved or approved for a loan, please contact your agent or
contact me to schedule an appointment to find the right mobile home for you,
Mario Perez, 626-688-0114. |
